Formal education can be misleading when it comes to the subject of money or financial independence. You might hear stuffs like study hard, make good grades, get a good job, buy a big house with a big down as an investment, and on and on.
Fundamental economics would define money as a legal tendency acceptable by all for the exchange of goods and services and for the settlement of debt.
Now that sounds cool to a student who fails to think carefully and identify the true fact.
To me money is only a legal tool that was created by the royals to keep the poor and middle class perpetually indebted to them. That is why money does not have a fixed form - from cowries to coins to paper money to the bitcoin etc.
You see, true capitalists and the royals understand that you cannot see money with your eyes so they devised a tool which will forever captivate the mind of people regardless of the form it takes. This tool gives everyone sleepless nights, everyone wants to have it and yet it is not real.
To satisfy the people's desire for money, capitalists established industries and business systems, then they invite the poor and middle class to come and work with the promise that they'll have all the money they ever desired in their lives and that's what school encourages us to do.
I see so many of these middle class people and poor fresh graduates as they carry files from office to office to find this high paying and secured job that will supply all the money they need (I practiced the same thing). Some who are considered lucky or qualified get the job and after three months of hardwork and underpayment they come to realise their misfortune, they are in great debt and have no option than to work harder, some might even seek additional jobs or work overtime, others get kicked so hard that they quit the job and sell their cars, houses and other doodads they acquired in the name of assets, then the most miserable ones die in that condition.
I don't encourage laziness in anyway, I'm only very concerned about the future of my fellows. I believe that if we all come to the true understanding of how money works (cash flow) and how we can have it work for us instead of working in debt to earn it then we'll be able to overcome financial crisis and unemployment, we'll then be money inventors like the capitalists and create job for others to work hard especially during economic recession.
The big question is "who will then be working hard for me as a capitalist if everyone else is just like me?"
Now I don't need to tell you, but the truth is not everyone can be a capitalist. The person who reads this post and fails to like it or drop his/her point of view is not prepared to be a capitalist.

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